About Moran Benefits

Moran Benefits is an innovative benefit solutions firm that specialzies in reducing health and welfare costs by 20-50%. We believe that health benefits risk should be managed as a system. Our comprehensive benenfit approach starts with our world class prevention and wellness program. We then look to use the advanctages of the IRS tax code to ensure that the foundation of your health benefit program is working for you. Moran Benefits MERP, HRA, & HSA programs combined with a complete prevention and wellness program will help to recontruct how you think about healthcare deliverables. We are able to do this by changing financial delivery systems that maximize healthcare dollars and change employee behavior.

Moran Benefits offers a top notch administrative and technology platform allows employers and employees to make full use of the substantial health care tax advantages (Section 105) available today. Working with leading health insurance carriers, brokers, agents and benefit advisors, Moran Benefits implements solutions that allow employers to design specific health benefit programs that your firm's business plan.

Moran Benefits' solutions include specific plan benefit design, simple implementation, Insured versus self-funded alternatives, comprehensive employee communications, Retrospective premium arrangements, Minimum premium plans, Section 419 welfare benefit fund consulting, web-based reporting, Section 419A qualified asset account calculations, Retention analysis, compliance support, Trend & utilization factors, a toll-free Service Center, and administrative services.